Comprehensive Financial Planning

If you are like most of our clients, you lead a busy life and don't always have the time you need to focus on your finances. Working with a comprehensive financial planner reduces the probability of things falling through the cracks. When you work with us, we create a comprehensive plan with you that looks at all aspects of your financial well being.

At Financial Strategies, we work primarily with senior executives, business owners, retirees, and their families. We help our clients meet financial challenges so they are free to spend more time doing the things they love. We take a comprehensive and truly unbiased approach to our clients’ sophisticated financial opportunities. We provide high net worth financial planning, wealth management financial services, wealth transfer and protection advice, and support our clients’ charitable giving goals. 

Focus on your career, your dreams, or your legacy. We’ll focus on finding ways to ensure your comprehensive plan provides financial security for you and your loved ones. 

Your Comprehensive Financial Plan Includes:

Retirement Planning

We apply a disciplined strategy to retirement planning, carefully considering your desired lifestyle and coordinating your investment and withdrawal strategy to utilize your resources as wisely as possible. We will assist with coordinating all your income sources including pensions, deferred compensation, stock options, investment income, and more. 

Tax Planning

While we believe that everyone should pay taxes, you want to be sure you aren't paying more than your fair share. We analyze the effect financial decisions will have on your taxes and advise you with that in mind. Working collaboratively with your CPA, we create a financial plan that considers changes to tax law, your stage in life, as well as your current and future tax brackets. 

Insurance Planning

Investment Management

Our thorough approach to investment management ensures your investment portfolio is coordinated with your overall financial plan. As Fee-Only financial advisors, we search for investments that are tailored to your needs.​ We balance withdrawal needs with the desire for growth, coordinate the use of various account types, and integrate tax, expense, and opportunity costs as we collaboratively work through decision making. 

Wealth Transfer

Creating a thoughtful estate plan ensures you are able to direct the impact of your legacy, benefiting your heirs and your community in a manner that aligns with your beliefs and intentions. Our financial planning and estate management professionals can guide you and your family through the estate planning and wealth transfer process. 

Life Changes

Hopefully, you will never need to use your insurance. However, if you do suffer a great loss, it is incredibly important to have the proper insurance in place. We look at how much risk you can afford and how much income you can dedicate to insurance. By working closely with you, we determine which types of insurance are most important for you and your family. We then help you implement your insurance plan in coordination with the rest of your financial plan.

We do not sell insurance and do not receive a commission or any other compensation, other than the fees you have paid, on any insurance plan we recommend. We only recommend what we truly feel you need in order to protect yourself and your family.

College Costs Planning

Helping pay for children's or grandchildren's higher education is a common goal. We help clients balance saving for college costs with saving for retirement and other goals. We take time to analyze your goals and the goals of your future student to create the most appropriate plan for you, in coordination with your tax planning.​ We utilize different investment vehicles to save for educational needs to help you and your child meet your goals.

When circumstances change in your life, it typically affects your finances. Whatever changes are happening in your life, Financial Strategies, Inc. is here to help you through. We work with you to discover the financial implications that each change will cause, plan for them, and modify your plans because of them.

Life changes include:

  • Job changes

  • Marriage 

  • Receiving an inheritance

  • Death in the family

  • Retirement

Other Personal Financial Goals

Your needs are unique to you. When creating a comprehensive financial plan, we make it specific to your needs, values, and goals. No matter what you encounter, when you work with Financial Strategies, Inc. we are by your side and prepared to help.

We work with:

Executives

When working together to develop your comprehensive financial plan, we help you to understand and utilize your various benefits packages. We coordinate this with your plan so you can feel confident about your financial future.

Business Owners

We know that as a business owner, you are busy. While you are concentrating on making your business a success, we help with personal finances. Knowing your personal finances are managed and monitored gives you more time to focus on your growing business.

Retirees

Retirement is the beginning of a new journey, and we will walk with you every step of the way. We work with you to develop a withdrawal plan from your retirement funds so you can live the lifestyle you are accustomed to, while feeling confident your savings will last. 

Professionals

We work with doctors, teachers, engineers and other professionals. No matter the walk of life, their is one thing our client's have in common: they are successful in what they do and are too busy to dedicate the necessary time to their personal finances. We treat your personal finances the way you would if you had the time and expertise.

What financial challenge are you facing?

We understand that every person's situation is different. If you have a financial concern that is not addressed, reach out to us with your question or issue and we will let you know how we can help!